Benefits

INSURANCE
For insurance coverage, the contractor must report 450 hours within 6 months. Hours worked within any given month are not reported until the 15th of the following month.

To maintain insurance after reaching eligibility, 225 hours within a 3 month period must be reported or a total of 900 per year. Health and Welfare hours are banked and accumulated.

Each new member must fill out and mail the beneficiary card contained in the "New Applicants" packet of information provided at the time of sign up.

Insurance Coverage includes medical, optical and prescription coverage. Upon eligibility you'll receive medical, vision, and prescription cards.

INSURANCE CARRIER:
Medical Mutual of Ohio
PO Box 94776
Cleveland, Ohio 44101-1018
1.800.524.9751

PENSION, ELIGIBILITY AND CONTRACTOR INFORMATION ONLY:
Ohio Laborer's Fringe Benefits Programs
77 Dorchester Square
Westerville, Ohio 43081
1.800.236.6437

LABORERS' LOCAL UNION NO. 894 is not your Insurance company.
Give the above Insurance company name to each and every provider so
your claims will not be delayed.

If your provider is a Medical Mutual of Ohio member, your coverage is
90-10 and the deductible is $300 per person or $600 per family, per year.

If your provider is not a Medical Mutual of Ohio member, your coverage is 70-30 and the deductible is $600 per person or $1200 per family, per year.

A dental plan is available through American Prepaid Dental Plan, an
out of pocket expense for our members, pamphlets provided by our office.

If you have any questions, please phone for further information
330-535-6145. The secretaries, Beth, Ruth or Kim will assist you.